Midwest mortgage note exchange
Get a free Market Data Report on your private mortgage note, then a path to a firm cash offer from a licensed buyer when you're ready.
✓ Free, no obligation
✓ State-specific data
✓ Licensed third-party buyers
Is this for you?
The buyer makes monthly payments directly to you instead of a bank.
The note market shifts. What buyers were paying when you created yours is not what they are paying today.
Whether it's a seller-financed note, land contract, or deed of trust. You hold a note.
The right starting point is knowing what your note is actually worth.
12
Midwest states served
Free
Market Data Report
3 min
To share your note details
1:1
Walkthrough with a specialist
The report
Built from your state's data: local property trends, how buyers are pricing notes right now, and what that means for yours. It's free, and there's no obligation to sell.
01
Included
How property values, inventory levels, and days on market have shifted in your state and what that means for the collateral backing your note today.
03
Popular
Default risk, property tax exposure, estate complexity, inflation erosion, and more. Seven real scenarios with portraits of what each looked like in practice.
02
Key data
Buyers have shifted from volume to precision. Clean payment histories and documented cash flow now command a premium. Gaps in either get discounted fast.
04
Key data
Borrower default, property tax volatility, and fixed payments losing purchasing power to inflation. The three forces working against passive note income in 2026.
05
Included
A path to a firm cash buyout price from a qualified buyer. Not a range, not a national average. The number a buyer would pay for your specific note right now.
How it works
You get the data, the expert guidance, and the right buyer.
01
Tell us about your loan balance, interest rate, property state, and note type. Takes less than 3 minutes.
02
Our team researches current investor demand and comparable note transactions in your region to build your report.
03
A specialist walks you through your report, explains what's driving your note's value, and lays out your options clearly.
04
When you're ready, we match you with a licensed buyer who knows your market, your state's foreclosure law, and your note type. They review your note and come back with a firm cash offer.
Why note holders request a report
Monthly payments add up slowly. A lump sum today can pay off debt, help family, or fund what matters most.
Most borrowers are fine. Until they're not. Selling removes that uncertainty entirely.
Is it insured? Being maintained? Once you carry a note, you're tied to that property. Selling cuts that tie.
Tracking payments, keeping records, wondering if the check will come. Some note holders are simply ready to close that chapter.
Every note is different. Our team can walk you through how your state's rules apply to yours, with no pressure to sell.
Contact Our TeamA mortgage note (or promissory note) is a legal document that outlines the terms of a loan used to buy real estate. If you’re receiving monthly payments from a property sale, you likely hold a privately funded mortgage note, sometimes called a seller financed note, owner financed mortgage, or seller carryback note. A mortgage is a security agreement tied to property, while a promissory note is the promise to repay the loan. They work together but serve different purposes.
It’s not an appraisal and we don’t claim it is. A formal appraisal requires a licensed appraiser, a site visit, and a fee. What we provide is a data-backed overview of what notes like yours are currently trading for in the Midwest secondary market — based on real buyer activity, recent transactions, and the specific characteristics of your note. Think of it as the equivalent of a Zillow estimate for your house: not a formal valuation, but a well-informed, current picture of where the market stands. It gives you a real number to work with before you ever speak to a buyer.
Selling your private mortgage note can give you immediate access to cash, simplify your finances, and reduce risk. It’s also a great option if you no longer want to manage monthly payments.
Our reports are built on actual investor bid activity and comparable note transactions — not algorithms or national averages. We research what buyers are currently paying for notes with a profile similar to yours.
That said, a report is a range, not a guaranteed offer. Final pricing may shift slightly based on due diligence findings (title, insurance, payment history documentation). But our clients consistently tell us the actual offer landed within or very close to the range we quoted.
Mortgage note value depends on several factors: the remaining balance, interest rate, payment history, property value, and borrower’s creditworthiness. Owner-financed and seller-financed notes are valued the same way: by what active buyers are willing to pay in today’s market. We provide a clear, data-backed Market Data Report based on real 2026 Midwest investor activity, so you can see what notes like yours are currently trading for.
Absolutely not. The report is designed for note holders who simply want to know what their asset is worth, whether you’re thinking of selling, planning for retirement, or just curious.
Many of our clients keep their report on file for years before deciding to act. There is zero obligation attached to receiving your report.
Yes! Completely free. There are no hidden charges, no subscription, no credit card required. We provide the report at no cost because we believe you deserve clarity before you make any financial decision.
Yes. We are an established data research and lead generation firm. Your data is handled securely and in compliance with our 2026 Privacy Policy. We do not share your information without your consent.
Simply fill out our short form. It takes about 3 minutes. Tell us your note’s balance, interest rate, property state, and property type, and we’ll deliver your free Market Data Report.
Our coverage
Deep regional expertise means better data and better outcomes for note holders in our service area.
